National Government Funding for Students with Disabilities

Provincial and Territorial Information for Canada Student Loans and Grants

The Government of Canada works with most provincial or territorial governments to deliver federal and provincial student loans and grants.

Canada Student Loans

When you apply and qualify for student financial assistance, you are automatically assessed for Canada Student Loans and Canada Student Grants. Government student loans are based on your assessed financial need.

Canada Student Loans are offered by the Government of Canada to help students pay for post-secondary education at a designated college, university, or other post-secondary institution. It is offered to eligible full- and part-time post-secondary students in most provinces and territories.

For more information, consult the provincial and territorial information for student loans and grants page or contact your province or territory’s student financial assistance office.

Next steps:

Is a Canada Student Loan not applicable to you? Use the Benefits Finder to find other Government of Canada, provincial, or territorial benefits.

Canada Student Grants

Canada Student Grant for Students with Permanent Disabilities

The Canada Student Grant for Students with Permanent Disabilities is available for each year of your studies as long as you still qualify.

Note: This Grant is not available to students from the Northwest Territories, Nunavut and Quebec as these provinces and territories operate their own student financial assistance programs.

To apply for the Canada Student Grant for Students with Permanent Disabilities and/or the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities, please contact your province or territory’s student financial assistance office.

Canada Student Grant for Services and Equipment for Students with Permanent Disabilities

If you require exceptional education-related services or equipment, you may be eligible to receive the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities.

The assistance provided under this grant is determined apart from your assessed need.

To apply for the Canada Student Grant for Students with Permanent Disabilities and/or the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities, please contact your province or territory’s student financial assistance office.

Note: A separate application form is required to apply for the Canada Student Grant for Students with Permanent Disabilities.

Repayment Assistance Plan

The Repayment Assistance Plan (RAP) and the Repayment Assistance Plan for Borrowers with a Permanent Disability (RAP-PD) makes it easier for you to manage your student loan debt by reducing your monthly payment.

  • Your monthly student loan payments would either be reduced or you would not have to make any payments, depending on your financial situation. If you have a permanent disability, it could also depend on your permanent disability-related expenses, which include allowable uninsured medical expenses, special care and other expenses directly related to your permanent disability.
  • Enrollment is not automatic, and you must re-apply for this plan every six months.

Note: If your loans were issued to you by Prince Edward Island or Manitoba, you must apply directly to your province for repayment assistance for your provincial loan. Contact your provincial student financial assistance office to find out more.

Having trouble paying your student loan? Enter your loan information in the Repayment Assistance Estimator to see if you are eligible to receive repayment assistance.

See more national government funding for people with disabilities: Government of Canada Disability Benefits Page